a VTB credit card can help . The advantage of this loan product is the inclusion of interest-free conditions at 0%. During the specified period, you can pay for goods and services without paying interest on the loan.
How is the grace period calculated?
The beginning of the interest-free period will be the first day of the month in which the first card payment is made. Further, the bank gives 90 days to use the borrowed funds on favorable terms. During the specified period, you only need to make monthly payments. After that, the bank gives 20 days to return the existing debt to the card. In total, it turns out 110 days. Details on the page VTB credit card 110 days - conditions .