Loan for urgent needs in Sberbank - conditions 2019

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Almost every person periodically has situations when urgent needs appear, and their own money is not enough. You can choose a suitable loan for urgent needs at Sberbank - detailed conditions are described below.

Conditions for issuing loans at Sberbank

Lending for urgent needs in Sberbank is formed depending on the following criteria:

  • general work experience;
  • employment;
  • age.

The loan amount directly depends on the existing stable income and options for additional income for the family for each month.

Also affects:

  • the presence of a guarantor;
  • receiving a salary or pension on a Sberbank card;
  • borrower's life insurance.

 

If there is no guarantor, you can count on a maximum of 3,000,000 rubles. The minimum, in any case, is 30,000 rubles.

If a large amount of money is required, property should be provided as collateral. Then you can count on a larger amount. You have the option to set your own loan terms. Below are the loan conditions for 2019.

Based on the given parameters, an individual offer is calculated. For example, in terms of the rate, such programs may differ significantly from standard offers.

Interest on a loan for urgent needs under different conditions in 2019

 

Read more about the conditions and interest for different types of loans on the official page of Sberbank .

What documents are required to apply for a loan

Salary clients or pensioners can additionally count on accelerated approval.

A loan for urgent needs in Sberbank for payroll clients and pensioners has special conditions:

  1. The decision can be made directly at the time of the appeal.
  2. A minimum package of documents will be required, since it is not necessary to prove solvency.
  3. You can count on an individual offer by e-mail, SMS and other ways.

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The procedure for obtaining a loan at Sberbank

To choose the best loan, it is best to specify the conditions in the online calculator. All information is provided in a convenient format - in the form of a table, which indicates the amount of debt and the terms of monthly payments.

  1. The necessary package of documents is collected.
  2. Choose the right loan option. This can be done independently or with the help of a Sberbank specialist.
  3. An application form is being filled. The information must match the data documented.
  4. A decision is expected within two days.
  5. An agreement is signed, which specifies the procedure, amount of payments, as well as other obligations.
  6. Getting a loan in cash or on a card account.

Video review demonstrates the process of obtaining a loan from Sberbank for urgent needs

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