Mortgage in Sberbank in 2019 (calculator)

To attract customers, Sberbank is constantly developing and implementing new programs and services. Mortgages in Sberbank in 2019 are currently in great demand. Online calculation of the offer of interest helps to determine the optimal conditions.

Sberbank mortgage offers in 2019 - interest and conditions

The housing problem today is the most urgent for many young families and middle-aged people.
The best way out of the situation is still credit programs designed for long repayment periods. In most cases, a mortgage is taken to purchase housing in the primary market. In addition to ready-made apartments, money can also be taken for objects under construction. The amount of a mortgage loan depends on several factors and conditions, as well as on the cost of the apartment itself. The main conditions for the mortgage of Sberbank in 2019:

• the maximum mortgage term is 30 years;
• the size of the first installment - 15% or more;
• base rate from 7.4-10%.

Mortgages are calculated and issued at different interest rates and depend on the solvency and other characteristics of the borrower. These programs have the most flexible calculation system and are adjusted to each client.

Promotions and great offers are regularly offered by Sberbank, so those who want to receive money for real estate should visit the bank's website more often.

Mortgage calculator in Sberbank 2019

You can use the Sberbank online mortgage calculator by setting your parameters on the bank page .

How to apply for a mortgage loan in Sberbank

The set of documents for this lending program is identical to others. You must bring the following documents with you to the office:

• an internal Russian passport or a document replacing it;
• standard certificate of personal income tax form-2;
• a certificate of employment or a copy of the work book to confirm continuous experience in one enterprise.

After submitting documents and applying for a mortgage loan, you should wait for some time. Within 60 days, employees check the accuracy of the information and the solvency of the applicant. Sometimes additional information or documents may be required. In case of a positive decision, you need to come to the bank branch to sign the contract.

How mortgage funds are issued

The procedure for issuing money is prescribed in the concluded contract. The funds are transferred to the account of the contractor or realtor, and the borrower only has to pay the debt to the bank. Mortgage in Sberbank in 2019 (calculator) allows you to calculate payments for a monthly payment. When repaying a loan, be sure to adhere to the schedule and fulfill obligations on time. Delays lead to an increase in debt in the amount of interest for each day.

For the client, according to the agreement, there remains the possibility of early payment of the debt in parts or in full in one payment. At the same time, it is imperative to warn Sberbank employees about your decision and write a special application, otherwise the money will not go to the desired account.

Promotional offers of Sberbank in 2019 at interest rates

In addition to the known conditions, Sberbank periodically offers more favorable lending programs, which can be found on the official page of Sberbank , regularly reviewing the latest offers.

Clarification of mortgage conditions and payment procedure

At any time, you can clarify the nuances by calling the number of the Contact Center .

Loan terms and the possible amount of the monthly payment can be calculated using the online calculator .

Different lending programs differ in conditions, but, as a rule, require the same set of documents. A mortgage from Sberbank can be issued for the purchase of apartments, houses and other residential properties.

Online application for clarification of individual conditions in 2019

On the bank's page there is a preliminary application form, by sending which you can get an explanation of possible offers. Mortgage at Sberbank in 2019 (calculator) will provide the most up-to-date conditions for today.