Preferential loans to war veterans in Sberbank

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This program has undergone significant changes. Adjustments were made to soft loans to war veterans at Sberbank. All of them will be discussed below.

General conditions for lending to veterans and combatants

When applying to Sberbank for a loan, you should keep in mind that each program has certain parameters and conditions.
Therefore, if veterans participating in hostilities wish to take a loan from Sberbank, you should first prepare and clarify what documents will be needed. Standard package includes:

  • passport;
  • military ID;
  • confirmation of financial solvency.

Sberbank lending programs differ in the way they provide.

It could be:

  1. The program is standard, without software. The maximum loan amount can be 3,000,000 rubles if the real income contributes to the return within 5 years.
  2. With a guarantor . The borrower is given the right to attract one or two guarantors, whose income level will be taken into account to calculate the loan amount. Maximum - 5,000,000 rubles.
  3. With collateral . If you can provide a car, garage, real estate or land as collateral, you can count on an unlimited loan with a 20-year repayment period. Moreover, even the package of necessary documents will be significantly reduced.

Since preferential loans to combat veterans in Sberbank have been cancelled, the interest rate will be the same as for other participants in the selected program. It directly depends on the level of income and the availability of guarantors.

Interest and individual conditions for veterans

Details can be found by calling the Contact Center, at a bank branch or by submitting an application on the official website of Sberbank and receiving an explanation of the proposed conditions.

Features of the loan for combatants

A special program has been developed for lending to combatants in the Savings Bank of Russia. However, it is available only to NIS members. If the borrower has a mortgage (or he is in the process of obtaining it), it is possible to repay part of it or use funds for other needs.

Despite the fact that here the interest rate is an order of magnitude lower, the loan amount depends on the program and the presence of a guarantor. For large amounts, a guarantor is required.

Required documents:

  • passport;
  • a certificate confirming the completion of the service;
  • proof of solvency.

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