By submitting a loan application to Sberbank, you can control the decision-making process by the bank. At the moment, several simple ways are offered that help you find out the status of an application for a loan in Sberbank Online as soon as possible.
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Types of lending in Sberbank
Loan programs available:
- Standard . The program provides for the most acceptable conditions if there is no guarantor or property secured.
- With a guarantee. This loan is provided for borrowers aged 18 to 75 in a larger amount and at a fairly attractive interest rate of 12.9% per annum.
- With the registration of a pledge, you can receive an amount that is limited to the price of real estate and you do not need to provide documentary evidence of income.
- For military personnel, it can be used under housing loan programs.
You can also use targeted offers of the bank: for the purchase of real estate, for education or for the payment of monetary obligations to other financial institutions. To get more detailed information on the loan, just use the loan calculator. With its help, you can make an accurate calculation of the main credit parameters.
Basic requirements for borrowers
Applying for a loan
Filing an application, which is carried out via the Internet or at a bank branch , in any case, provides for verification of the information provided by the client.
Most often it takes several days, and if necessary - up to 5 days. It will be necessary not only to collect the necessary documents, but also to comply with the requirements established by the bank.
Loan application status through Sberbank Online
You can find out the status of an application for a loan at Sberbank Online in your Personal Account in the Loans section. It contains information on all active accounts and submitted applications. The list displays basic information: status, application period and required amount for issuance.
Application status display:
- Accepted for consideration (under consideration).
- Executed by the bank (under consideration).
- Fulfilled.
When the status of the application has become "Completed", it becomes available for study. By opening it, you can see the main parameters of the loan and the details of the bank branch that approved the loan. You should visit the specified branch to sign documents and receive funds.
Other options for obtaining information about the status of the application
You can also call the Contact Center or visit the nearest branch .
Documents for obtaining a loan
If the application is submitted at a branch, then it is impossible to see its status in Sberbank Online. You will need to visit the branch to find out the result.
This information can be clarified by phone. For this purpose, it is necessary to provide the operator with the surname and other additional data that he requests. When the status of the application for a loan in Sberbank Online is affirmative, the employee will notify you via a call or SMS message.