The automatic money accumulation service is convenient for many Sberbank customers. It frees you from the need to monitor the replenishment of your deposit. The whole process is fully automated and works according to a pre-created template. In order to work with the service with high quality, you should study in detail everything about the Piggy Bank from Sberbank: connecting, disconnecting, how it works.
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How to work with Piggy bank from Sberbank
Unlike conventional accounts, deposit accounts are designed for long-term storage of capital and receiving a fixed profit from it. Most of these accounts are replenished manually, but you can connect an automatic Online Piggy Bank . At the same time, you can independently set the parameters for transferring funds and easily control the processes.
There are simple rules for working with Piggy Bank. Consider the main ones:
- To work with a deposit, you need to connect Mobile Bank . This improves the security of the system and helps protect money from intruders;
- the number of accumulative deposits of the "Moneybox" type is not limited. They can be opened in various ways, for example, by personally visiting Sberbank, by calling the hotline or through the Personal Account;
- there is a limit on withdrawals. If the balance on the account is below the specified limit, the system will send an SMS request for confirmation or refusal of the operation;
- You can monitor the balance of Piggy Bank in various ways, including through Sberbank Online;
- the accumulated deposit can be transferred for further use to any existing account.
Accumulation options
Sberbank has developed several convenient ways to replenish a savings account.
- A certain amount . The setting sets the amount of receipts to the Piggy Bank with the specified frequency. This option is ideal for salary cards.
- Percentage of income . This method of accumulating funds is suitable for periodic or unsystematic receipt of money to the main account.
- Percentage of expenses . In case of non-cash payment for goods or services, a certain percentage of the amount is transferred to a savings account.
Connecting Piggy bank from Sberbank
Piggy bank from Sberbank: connection, disconnection, how it works is described in detail in the article .
Disabling Piggy Bank
In most cases, the service is not burdensome. It works automatically and does not need to be controlled. However, if there have been changes in work or, for example, moving to another city, you can refuse to use the service.
Through the Internet
Disabling the savings deposit occurs according to the following principle:
- Go to the bank page and log in to the Sberbank Online Personal Account.
- Select the "Contributions" section.
- A page with detailed information on existing accounts will open.
- The one from which the money is transferred to the deposit is selected.
- Among its settings, you should find the Piggy Bank and select the one you need if several such deposits are activated.
- A new window with settings opens. In it, click the "Disable" button.
- The system sends a confirmation message to your mobile phone. It should be entered in the appropriate field.
- Confirm your desire to disable the deposit. This completes the procedure. Now the money according to the template will not go to the piggy bank.
The remaining amount on the deposit can be left alone or withdrawn to any of your accounts.
At a bank branch
The disadvantages of this method include a small loss of time required to visit the bank and communicate with the employee. You must take a passport or other government-issued document replacing it with a photo and a bank card with you.
By calling the call center operator
The hotline number is serviced around the clock and free of charge. It is enough to voice your request to the operator.
To date, there are no other ways to disable the service of automatic accumulation of funds.
In addition to this article, Piggy bank from Sberbank (connecting, disconnecting, how it works), you can watch a video.