Now, to replenish the balance of the phone or transfer money from one account to another, it is absolutely not required to visit communication stores, bank branches, or retail outlets. In order to find out how to transfer money from MTS to a Sberbank card, just read this article.
Thanks to modern payment systems, it is very easy to replenish e-wallets, as well as virtual, mobile or current accounts that were previously attached to a bank card.
Content
Features of transferring from an MTS balance to a Sberbank card
Before performing such operations, it is necessary to know the main principles that are taken into account by mobile operators in their work.
Limits for transfers from MTS
There are restrictions at the time of making transfers. MTS sets a maximum amount limit of 15 thousand rubles. The minimum threshold is 50 rubles, because. arbitrary amounts are quite difficult to control and they create certain risks for operators and financial institutions.
Commission
All ways to transfer money from MTS to a Sberbank card involve a fee. MTS charges 4% for this service, but not less than 60 rubles.
How many times can you transfer money
The mobile operator sets limits on the number of transfers during one daily period - no more than five procedures. This means that no more than 75 thousand rubles can be transferred to the owner of a mobile account in one day. The amount of interest for all completed transfers will be equal to 3 thousand rubles.
What cards can be transferred to
The use of Mastercard and VISA cards allows these actions to be performed without restrictions. For cards with a small list of features that do not provide for an annual service fee (student, Momentum Maestro social cards), this service is not available . But, thanks to certain actions, its implementation still becomes possible.
The process of transferring from an MTS balance to a bank card
Mobile operators and bank representatives provide various options for performing this operation. You can choose the most suitable way for yourself. One of the most accessible options is through the Internet.
Through the official website of MTS
On the page of the official website of MTS there is an electronic tool "Transfer from phone account to card".
After filling in the indicated fields, click "next".
Then, the system sends a message to the mobile number with a secret code, which should be indicated in a special box.
Thus, the user is authorized in the system. After a few minutes, the transferred money is credited to the account. For replenishment, cards such as Mastercard and VISA are required, and Maestro is not recognized by this system and cannot be used for these purposes.
Through the personal account of MTS
Transferring money from phone to card can be done using the MTS "Money Transfers" function. You will first need to register and enter your personal MTS account .
With the help of a personal account, access is provided to a large number of useful services that make financial transactions as convenient and fast as possible.
As a result of gaining access to the online account, you can not only get information on how to transfer money from MTS to a Sberbank card, but also make payments for purchases in online stores using money from your mobile phone account. First you need to open a tab called "Easy payment”, and then select the service “Transfer from phone account to card” from the list that opens. Enter the required information in a special form and indicate the size of the transfer. It is important to consider that the operator provides for a minimum balance of a certain size.
Via SMS to number 900
It is necessary to have not only a Sberbank card, but also a mobile phone. 50 rubles should always remain on the telephone bill. The system will charge a fee. To transfer money, you should send an SMS to the shortened number 900 . The message must be in a specific format such as: Translation 793511111111 4321 500 .
SMS content:
• 7935111111111 – phone number in international format from which you want to transfer;
• 4321 - the last digits of the card used (if there are several cards. If it is one, no need to specify);
• 500 – amount of money transfer.
The operation will take the same amount of time as the procedure for transferring funds from the mobile operator's website.
Transfer via SMS to number 6111
This is an easy operation. It is enough to send a message of the format: "CARD XXXX NNNN" .
SMS content:
• XXXX – last 4 digits of the card number;
• NNNN – transfer size.
Transfer via USSD command
It is possible to replace SMS messages with USSD commands, which are previously typed on the phone's numeric keypad and then pressed on the call key.
How to transfer money to a Maestro card
Holders of these cards can make mobile transfers with the help of intermediaries who have a VISA card. To transfer money, you can use online transfers through Sberbank Online or Mobile Bank via SMS . After crediting money to the VISA card, the transfer procedure to the Maestro card will become feasible.
Conclusion
The article discusses all the ways how to transfer money from MTS to a Sberbank card. It is important to take into account that a commission is provided everywhere. These costs must be included in the amount of the future transfer without fail.