Despite the great demand for electronic payment systems, not everyone knows that it is quite easy to withdraw money from wallets to bank cards. For example, transferring money from Qiwi to a Sberbank card is currently quite simple, thanks to the detailed instructions below.
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Qiwi wallet registration
Now it is possible to transfer from Qiwi to MasterCard, Maestro and Visa from Sberbank. Pre-registration required .
Steps for registration:
- go to the QIWI VISA website page;
- click "Create Wallet"
- indicate your own phone number;
- get a secret digital code;
- send it back to confirm the action;
- make an account replenishment.
Wallet Login
The authorization procedure in the system is considered quite simple. No complex passwords are required, only a phone number is required.
Available operations in the Qiwi system, after registration:
- receiving money transfers;
- utility bills;
- transfer of funds to other users of the system;
- replenishment of an account or withdrawal of funds to a bank card;
- payment for various services and goods in online stores.
Wallet replenishment
In order to open access for transferring from Qiwi to a Sberbank card, you need to replenish your wallet.
Replenishment methods:
- from a telephone account;
- in the subdivision of this payment system;
- in Svyaznoy or Euroset stores (provide your details and money to a company employee);
- in cash-in ATM devices or terminals (select a company, enter personal information and deposit money);
- using a transfer from a bank card (on the Qiwi website, in the Internet bank or at an ATM).
Transferring money from Qiwi Wallet to a Sberbank card on the official QIWI website
Transferring money from wallet to card is available in several ways. For these purposes, the procedures "Withdrawal" or "Transfer" are used. For their implementation, the introduction of various information is necessary. These operations may differ from each other in the size of the commission and the period of execution.
Transfer by bank details
Main withdrawal steps:
- in the main menu of the QIWI VISA website, click on the “ Withdraw ” item;
- choose the required method: to an account, a card, through a money transfer system;
- select Sberbank from the list of institutions;
- in the payment order, enter: BIC, option (regular, urgent), account number, transfer purpose (balance replenishment, loan repayment), personal data of the owner (place, surname, date of birth), payment option (select wallet), indicate the required amount of money ;
- press the "Pay" button. The commission charged for this operation is 1.6%.
Operation restrictions:
- the amount of the transfer in one day is 15 thousand rubles;
- the minimum commission is 100 rubles;
- the amount of the transfer for one week is 50 thousand rubles.
In the Qiwi system, Sberbank is still indicated as OJSC, despite the fact that it has long been renamed PJSC.
Transfer by bank card number
Transfer was selected , and then “ To a bank card ”, then you will not need to indicate information about the owner, but it will be enough to enter the card number.
Commission for transfer to a bank card
Transferring money from Qiwi to a Sberbank card provides for a more impressive fee: 2% and an additional 50 rubles. At the same time, there are restrictions for a month - 600 thousand rubles. In the event that such an operation is carried out to bank cards in other countries, an additional 100 rubles will be added to the amount of the commission, and the amount of transfer for a weekly period will be limited to 150 thousand rubles.
Transfer via Qiwi terminal
In the main menu, you need to click on the special item “Payment for services”, and select Sberbank in the list of financial institutions that opens. The procedure for this transfer can be carried out by card or account number.
After that, you will need to specify the parameters of the card or account to which funds are transferred from the wallet.
How long will the money be credited to the card
The term for transferring from Qiwi to a Sberbank card is up to 3 days. But, in many cases, the waiting time is shorter. If the transfer is performed on holidays or weekends, this period may be extended.
Transfer from Sberbank card to Qiwi wallet
To make a transfer in the opposite direction, you can use the services of the official websites of Sberbank or Qiwi. On the website of the latter, this procedure is proposed to be performed using the " Top up wallet " button and then select the option - "from the card". You must select Sberbank and enter the required information: card number, information about its owner, special code CVC2 (CVV2) , expiration date.
Replenishment of Qiwi wallet via Sberbank Online
Replenishment steps:
- enter your personal account Sberbank Online;
- select a card and click on the "Operations" button near the name and balance;
- in the list, open the item "Transfer of organization";
- in the list that appears, select the Qiwi icon;
- fill in Qiwi details in the column of the payment order (you can find it on the website);
- receive and send back by SMS a code confirming the operation.
A commission of 1% is charged, and the transfer period can take about 3 days.
Replenishment via SMS 900 (Mobile Bank)
Thanks to this system, it has become very easy to carry out financial transactions using SMS. It is advisable to specially create a template in advance or save it at the moment when the transfer was made using an ATM.
The content of SMS to 900: QIWI (or QIWI), the number of the wallet used, the transfer amount.
Sample SMS: QIWI 9111111111 1200.
Linking a Sberbank card to a Qiwi wallet
To simplify and speed up the transfer from a Sberbank card to Qiwi, as well as in the opposite direction, you should attach them.
Binding steps:
- in the menu of the Qiwi website, open a special item " Bank cards ";
- select the sub-item "Link a MasterCard or Visa card";
- select a bank in the available list (commission for Raiffeisen and Alfa-bank - up to 0.5%, and for the rest - 0.75%);
- indicate the required information: card number, full name of the client, CVC2 (CVV2) code, final validity period of the card.
After saving the wallet information, about 10 rubles. will be transferred to the linked card account. This operation is necessary to complete the binding procedure, then the money will be returned back. In the confirmation window, you should indicate the amount of receipts to the account (it can be found using Mobile or Internet banking). Transferring money from Qiwi to a Sberbank card requires a sufficient amount of money on the wallet, including a commission.