Transfer from Tinkoff to Sberbank

Many people have several cards in use at the same time, which were issued by various banks. For the most comfortable use, you need to know how to transfer your own funds between plastic cards of different banks. A fairly common operation is a transfer from Tinkoff to Sberbank, as well as in the opposite direction.

Tinkoff card account management via Internet banking

Tinkoff is an unusual financial institution that lacks not only its own ATM devices, but also offices. It is a modern online bank that provides the most comfortable conditions for its users at a distance. To make a transfer from Tinkoff to Sberbank, various methods are provided: by phone, as well as using online banking services.

Beforehand, it is necessary to perform authorization in the Internet resource of this organization. This will give you access to quickly manage your own finances.

Authorization procedure in Tinkoff personal account:

• open the Tinkoff Internet Bank login page ;
• enter your username (phone number). If there is no registration yet, press the "Get password and login" button;

• enter your card number;
• an SMS with a secret code will be sent to the mobile phone specified when receiving the card;
• enter them in the appropriate column;
• set a password and login for subsequent authorizations.

Transfer via Tinkoff Internet Bank

After logging into the Internet bank, you should open a special subsection "Payments and transfers". From the list that opens, select the transfer option "to the card" and fill out the appropriate form.

Information for completing the receipt:

• recipient: select Sberbank from the available list (its details are indicated automatically);
• information on the Sberbank card: full number, as well as the expiration period;
• Name of the cardholder.

You should additionally check the correctness of all the specified data and click on the "Submit" button. When making any transfers in this direction, a certain commission will be charged. Information about the amount of the amount is provided before the transfer. Finally, you need to confirm this operation using a special code that is sent by the bank to the specified phone number.

To transfer from a Tinkoff credit card, you will need to go to the website of this organization and find the "Credit Cards" section. Here, you first need to open the “Transfer to card” item, and then specify the required information.

Information to fill out:

• Tinkoff credit card: full number, special CVC2 code, expiration date;
• recipient's card: full number.

After filling in the necessary information, the approval procedure will be completed and the transfer from Tinkoff to Sberbank will take place. Thanks to this method, you can transfer money both to your own accounts and to other persons. Please note that if a credit card is used for this purpose, this transaction will be considered a withdrawal of funds and the beginning of an interest-free payment period.

Transfer fee and deadlines

It is also important to consider that Tinkoff Bank charges an additional fee for a transfer to a Sberbank card. Its size is fixed - 1.5%. When making a reverse operation, the commission from Tinkoff will not be charged, but it will need to be paid to the sending bank.

Transfers between Tinkoff cards are made without commission. You can make a transfer from Tinkoff to Sberbank without charging an additional fee in some cases, for example, when making a transaction from a debit or payroll card.

Restrictions on these transactions:

• the number of transfers per day is about 5 (up to 75 thousand rubles in 24 hours);
• at one time - no more than 75 thousand rubles;
• transfers during the month - about 500 thousand rubles;
• the number of transactions per month - no more than 20.

Online transactions are carried out in the shortest period of time: 

• to Tinkoff - in the shortest period of time;
• on Maestro and MasterCard — 1-5 days;
• for Visa of other financial organizations - about 5-10 minutes. (but allowed up to 5 days).

Transfer from a Sberbank card to Tinkoff

The transfer of funds from a Sberbank card to Tinkoff can be carried out using various methods: a personal visit to the office or the use of remote services. Due to the speed of service, remote devices have the greatest demand.

Transfer via Sberbank Online

Making money transactions in Sberbank Online is as simple as possible if you already have a connection to this service. To do this, you need to get an ID from a bank representative or using an ATM.

Procedure in the Personal Account:

• open a special section "Transfers and payments";
• select "Transfer to a card of another bank" from the available list;
• select the required option from the list of own cards;
• indicate account or card details (full number);
• confirm your actions by pressing the corresponding key.

The amount of the commission that will need to be paid to Sberbank is 1.5%.

1. Log in and open "Payments and transfers".
2. Specify the required details for transferring from an account or card of Sberbank.

For the transfer of funds, Tinkoff does not charge a fee. You need to know that such an operation using a Sberbank credit card is not provided.

Transfer via ATM

Transferring funds from Sberbank to Tinkoff is possible using an ATM. To do this, you only need a card number.

Procedure steps:

• place a Sberbank card in the ATM receiver;
• enter a PIN code;
• select "Payments and transfers" in the main menu;
• open the item "Transfer of funds";
• indicate the Tinkoff card number;
• to confirm your actions, press the corresponding key.

Via mobile app

Such a method as a mobile transfer from Sberbank to Tinkoff is in great demand. In order to carry it out, you need to get a special code that opens access to work with the application. Now you need to visit your Account and first open the "Transfers" section, and then the "To card" (or account) item to another bank. Specify the recipient's account or card number. After checking, you should confirm the execution of this operation.

• In the Sberbank Online application, select the category "Transfer to a card in another bank."
• Next, you will need to indicate the Tinkoff card number.

In addition to the methods discussed, you can visit a bank branch. You will need to take with you your passport and card number not only of the sender, but also of the recipient.

Due to the lack of offices in Tinkoff Bank, it provides these operations over the phone. A bank representative will provide advice or assistance in making a transfer from Tinkoff to Sberbank and back at a distance.