Many Russians are already accustomed to solving many pressing financial issues with the help of bank cards. That is, operations that allow you to transfer money, receive it, pay for services, goods - this is already the norm of everyday life. In fact, a regular transfer using banking programs is not an easy and quick task.
To perform such an operation using the technical capabilities of the bank, you need to know a lot of details (TIN of a financial institution, current account, BIC, KPP, etc.). But various services came to the aid of bank customers, which greatly simplify the procedure and reduce the time for receiving money. The presented Mastercard MoneySend system in Sberbank also belongs to them. What is it and how to work with it - we will consider in this article.
Content
Mastercard MoneySend - what is this system
MoneySend is a Mastercard bank card management system that allows you to transfer money to another card (to another owner) knowing only the card number and expiration date of the recipient's card.
The main feature of Mastercard MoneySend is simplicity. All that is needed to transfer money within one bank is the recipient's card number. When the recipient's card belongs to any other credit institution, then you will additionally need to indicate its validity period (this information is indicated on the front side of each card).
Despite the fact that MoneySend belongs to MasterCard, money can be transferred to cards of any other payment systems, such as Visa.
The easiest way to get a service is if the bank is a member of the system - Sberbank is one of them. MasterCard MoneySend cooperates with a number of banks, the most famous of which are:
- Alfa Bank;
- Gazprombank;
- Russian Standard Bank.
Also a member of the system is the popular Russian payment system QIWI. If the card does not belong to the specified institutions, then this is not a problem. The main thing is that it belongs to the MasterCard system in order to use the service of any third-party bank. In addition, convenience is added by numerous ways to transfer funds using the presented service.
Ways to transfer money through the MoneySend system from Sberbank cards
Having considered the question “Mastercard MoneySend at Sberbank - what is it?”, You should choose the most convenient transfer option from the existing ones.
Transfer via ATM
You can use any ATM . To transfer, insert the card, then enter the PIN code and follow these steps:
- Find the tab "Payments and transfers" and click it.
- Then select "Transfer to recipient's card".
- Enter the recipient's card number and the amount to be transferred.
After confirmation, the operation will be performed. When the transfer is carried out within the framework of one bank, the funds are credited instantly or within 2-5 days.
Transfer via Personal Account Sberbank Online
To transfer money via the Internet, you must have access to the Sberbank Online of any other bank included in the Mastercard MoneySend system. The transfer procedure is carried out from the Personal Account. If it has not been created yet, you must register. To transfer, you must be a client of the bank included in the system. Otherwise, the Alfa-Bank website will help, which hosts the Mastercard MoneySend payment form, available to everyone.
To transfer, you need to know the recipient's card number, the expiration date of your card and the CVC2 security code. If the card does not have the specified set of numbers, and this happens on entry-level bank cards, then another transfer method must be used.
Using Qiwi Wallet
Qiwi wallet owners have the right to link existing bank cards to them, and then transfer money. You can issue a virtual card , allowing you to perform all the necessary transfer operations.
Transfer through the mobile application of Sberbank
The Sberbank mobile application has all the functions for transferring money to another card in the "Transfers" section. By installing the Mobile Bank application, you can quickly transfer any necessary amount.
Limitations and commissions when transferring via MoneySend
Mastercard MoneySend at Sberbank in all cases withdraws 1.75% of the transfer amount, but not less than 25 rubles. Each bank sets its own fee