The Universal Banking Service Agreement is a standard document of Sberbank. It serves the interests of both parties and opens wide opportunities for clients.
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UDBO Sberbank Online - what is it?
UDBO is a universal contract for banking services. This document is legal. It establishes the rules of interaction between the bank and the client. In case of problems or disagreements, it acts as a documentary confirmation of duties and rights in court.
Only with a contract can you enjoy the following benefits:
- work with the system remotely through the Personal Account;
- open accounts, deposits, order new cards;
- open metal accounts and work with them;
- rent a bank safe;
- gain access to ATMs and other self-service devices;
- manage banking services from a mobile phone;
- get access to the services of brokers.
Conditions and procedure for concluding UDBO
The document is drawn up at the bank branch in the presence of the client. It contains several main sections, which are worth reading carefully. They describe in detail the interaction with the bank, the rights of the parties, duties and opportunities. UDBO has its serial number and date of signing. It is usually filled out for convenience when issuing a plastic card.
The conclusion of the UDBO takes up to 20 minutes. If no Sberbank card has been previously issued, then the branch employee will offer a Momentum series card. It does not have the last name and first name of the owner on the front side, but it is issued immediately on the spot. There is no fee for issuance and annual maintenance. If the functionality of such a card is not enough, then you should choose another more suitable option for a plastic card.
Sberbank offers its customers over 40 different cards. They differ in design, limits, a set of services (including free ones), and additional features. When ordering any of them, you can draw up an UDBO agreement.
The document is a standard contract, so there are samples of it in all branches of Sberbank.
Samples are also available on the bank's website. To draw up and conclude an agreement, you need to personally visit a bank branch. It contains passport details and contact information. Each copy is signed by the parties and then sealed.
The cost of UDBO and connection Sberbank Online
The service is provided free of charge. After the conclusion of the document, you can use the remote services Sberbank Online , Mobile Bank to manage your account or card.
The term of the document is unlimited, however, the parties have the right to terminate it at any time if the terms of the agreement cease to be fulfilled or if there is no need for its further use.
Termination of an agreement
The perpetuity of the contract frees you from unnecessary routine and annual paperwork, and does not serve as a means of pressure. The termination procedure takes place at the bank branch. To verify your identity, you need to take your passport with you. Upon termination of the UDBO, the bank may close existing accounts.
Usually, in practice, the termination of the UDBO does not reach if the client permanently resides on the territory of Russia. The money is not going anywhere. They can be withdrawn in various ways or received in cash at the checkout.
Rights and obligations of the parties in UDBO Sberbank (download)
UDBO Sberbank Online - what is it, you can find out more by downloading