The Universal Banking Service Agreement (UDBO) offers extended opportunities when using all banking products. How to connect UDBO through Sberbank Online is the topic of the article.
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UDBO Sberbank - what is it?
UDBO is a document of legal status. Just like the laws of the Russian Federation, this document regulates interactions between Sberbank and its clients. When opening an account, the bank offers to sign a universal service agreement.
The signed UDBO of Sberbank opens up many opportunities, while using remote control ( Sberbank Online , mobile gadgets and Contact Center ):
- You can receive plastic cards of international level and guaranteed service for these accounts.
- You can open a deposit and get quality service.
- You can open a metal account (impersonal deposit).
- Rent a bank safe for personal use.
- You can connect to promote the services of brokers.
The main objective of UDBO is to improve the quality of service through the use of certain banking programs in a simplified manner. As a rule, it is enough to fill out an application for the selected service.
How to conclude (connect) UDBO
How to connect UDBO through Sberbank Online? Unfortunately, this cannot be done remotely. You will have to visit a bank branch with a passport or other document confirming your identity. You will also need an account opened with Sberbank that meets the following criteria:
- debit card;
- MasterCard, Visa, or other card of international format;
- ruble account.
If there are no open accounts yet, the Maestro Momentum instant card will be offered. You can issue it directly at the bank branch in a couple of minutes, and the validity period is calculated in 36 months. If this option is not suitable, due to certain restrictions and other nuances, you can purchase any other card. However, in this case, you will have to comply with all design parameters.
The contract is signed directly at the bank branch, after which access to remote management will be obtained. This:
- ATMs;
- terminals;
- Mobile bank;
- Sberbank Online.
At the same time, some operations can be carried out through the Sberbank Contact Center. The maximum period of possible use for UDBO is not set, since this agreement is open-ended.
You can download a sample agreement here:
How to terminate UDBO
It is impossible to break, as well as connect, a universal service agreement at Sberbank via the Internet.
This is dictated by a number of features. For example, when closing an agreement, Sberbank has the right to block or close the client's accounts with this bank. Cash, subject to a positive balance, is issued through the bank's cash desk or they can be redirected to the account of the same user opened in another bank. Access to online account management or management via phone is automatically blocked. So, if Sberbank cards are needed for use, then it is better not to terminate UDBO. Direct termination of UDBO is carried out by submitting an application (with a passport) to Sberbank.
Is it possible to connect UDBO through Sberbank Online?
Connecting UDBO is possible only with a personal visit to a bank branch , after which the ability to enter the Sberbank Online Personal Account .