Sberbank has an extensive line of plastic cards that have wide functionality, allowing you to pay bills, purchases, receive services abroad, on the Internet. But at the same time, among Russians, the Visa Electron Momentum card in Sberbank enjoys continued success, even though it is an entry-level card.
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Pros and cons of Momentum cards in Sberbank
The Momentum card is a full-fledged debit card, with which you can pay for goods at any point of sale, an invoice for any service (communications, utilities, etc.). It is possible to transfer and receive money, both within the framework of Sberbank and using the services of other Russian banks.
You can pay for purchases in the Internet space not on all sites, because. the card does not support 3D Secure.
By activating the "Auto payment" service, it becomes possible to automatically make regular payments, for example, utility bills, communication services, Internet providers.
Sberbank makes it possible to receive bonuses under the Thank You program, and then spend them on buying goods in the bank's partner stores. Moreover, bonus points are allowed to pay up to 99% of the cost of goods and services.
The Visa Electron Momentum card in Sberbank has the following advantages:
- Free - you do not need to pay for the card during registration or when using the card.
- Issued instantly at any branch of Sberbank.
Card Disadvantages:
- Visa Electron Momentum can be issued only in one copy, an additional card cannot be obtained. If you lose your card or PIN code, you must sign a new service agreement and receive a new card. The money in the account will be transferred in full.
- Momentum cannot be linked to a salary account.
- The card cannot be used outside of Russia.
A significant disadvantage of Visa Electron is the restriction when paying on the Internet.
Terms of use and receipt of Momentum cards
Becoming a Momentum owner is easy. To do this, you need to have a Russian passport with registration (permanent or temporary) and be over 14 years old.
How to get a Visa Electron Momentum card at Sberbank
It is enough to go to any branch of Sberbank, present your passport and fill out the required documents. As you can see, issuing such a card is very simple.
All details and details on Momentum cards in Sberbank
All the details and conditions for using these cards are on the official page of the bank .