Sberbank cards types and cost of service in 2019

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Today, Sberbank of Russia holds the bar of the leader in the field of banking. This was the reason for the release of a wide range of plastic cards, focused on different categories of users and their needs. In this article we will try to consider all existing Sberbank cards, the types and cost of their maintenance in 2019.

The main difference between the cards

All Sberbank cards are divided into two main categories:

  1. Credit.
  2. Debit.

Their types and cost of service within the profile category differ. And the types of cards are determined in accordance with the classification and payment system:

  • Visa;
  • MasterCard. This also includes Maestro (service of the simplest cards).

Offers on cards in Sberbank

In 2019, cards differ from each other in the level of prestige and participation in a certain number of projects. Bank cards are represented by both the first and second systems.

  • Plastic card Momentum . Registration and receipt of the card is carried out in a matter of minutes. However, the holder's metric data is not written on the card itself. Therefore, you can get it only at a bank branch, in person. Please note that there are a number of restrictions for using this card in the Internet sphere and outside the Russian Federation.
  • Youth cards . They are a simplified version for young people aged 14 and 18 with a limit of up to 27 years.
  • Cards Social . This type of plastic cards is focused on deductions of pension payments. They are distinguished by a rather high interest rate on the accumulation of the balance - 3.5%.
  • Maps Classic . Designed in a similar way to premium cards, they therefore offer a similar optional package. They can be used at trading floors and points, as well as used in online services and ATMs.
  • Classic contactless cards . These cards have a chip, so there is no need to pass it into the hands of another person. Any financial transactions can be carried out independently by attaching a card to a special device.
  • Golden cards . Such cards increase the respectability of their holder. They differ from the classical ones in the privileges of payment systems outside of Russia. These are bonuses, discounts and promotions from partner companies: salons and shops, hotels and hotel complexes, restaurants, airports, etc.
  • Premium cards - Visa Premier . This card provides the largest amount of bonus points for purchased goods, which allows you to get good discounts when paying for hotel accommodation or air tickets. For this purpose, a high quality mobile application is used.
  • The "Give Life" project from Visa provides an opportunity to show one's citizenship by helping children with health problems.
  • Aeroflot from Visa Gold and Classic . For each debit transaction on the card, bonus miles are provided, with which you can then pay off part of the cost of air tickets or upgrade the class of service.
  • Salary cards . The employer draws up salary cards in Sberbank, but the employee chooses the type and price of service on his own. Today, for this purpose, you can issue: Gold class cards, classic, Aeroflot and "Give Life".

For the Classic option, you can choose the design of your choice. The service costs 500 rubles.

We reviewed all Sberbank debit cards, types and services in 2019. Now it's the turn of credit cards.

Restrictions on available credit cards

Credit cards from Sberbank also have their own special classification, suggesting the ability to take a loan for different amounts:

  • Momentum - no more than 600,000 rubles;
  • classic - no more than 600,000 rubles;
  • gold - no more than 600,000 rubles;
  • youth - from 15,000 rubles;
  • Give Life from Visa, Aeroflot - no more than 600,000 rubles.

The maximum limit is determined during card issuance. If the loan amount is fully returned to the bank within 50 days, no interest is accrued on it.

The cost of servicing cards in Sberbank in 2019

The cost of servicing plastic cards depends entirely on their class. Only Momentum and Social cards are free.

In 2019, the following amounts for servicing Sberbank cards are relevant:

  • virtual ones cost 60 rubles;
  • youth - 150 rubles;
  • for classic ones you will have to pay 750 rubles, 25 dollars or euros, respectively. In case of prolongation, the cost will decrease to 450 rubles;
  • classic contactless ones cost 900 rubles. for the first and 600 rubles. for the second year of use;
  • gold cost 3,000 rubles. ;
  • premium - 4,900 rubles;
  • Present Life Gold - 4,000 rubles, classic - 1,000 rubles;
  • Aeroflot Gold - 3500 rubles, classic - 900 rubles.

Sberbank cards without service fee

Sberbank has offers for cards without a fee for use - 0 rubles for annual service. These include social cards - "Active Age" and "Pension Card MIR". More details on the bank's page .

All Sberbank cards, types and cost of service in 2019 are determined during the registration process, taking into account the characteristics of a potential user (from zero cost to the desired class). Annual service in the amount of 0 rubles for the first year is valid for customers who issued Sberbank Visa Classic or MasterCard Standard, Visa Classic or MasterCard Standard Youth and Visa or MasterСard Gold credit cards from 01/01/2018 to 12/31/2018. For the second and subsequent years, an annual service fee is charged in accordance with the bank's tariffs. For customers who have issued credit cards of Sberbank Visa Classic or MasterCard Standard, Visa Classic or MasterCard Standard "Molodezhnaya" and Visa or MasterCard Gold after December 31, 2018, the bank's standard rates apply.

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