Maestro Sberbank cards are cheap to maintain, they can be obtained quickly, which is why they are popular. But there are some restrictions, for example, when paying online. The cash withdrawal limit on the Maestro card significantly reduces the card's capabilities compared to other, higher levels. But it is unlikely that such a feature prevents the full use of the card.
Limits for withdrawing money from the Maestro card
The Sberbank line has several types of cards with the Maestro logo. Their monthly cash withdrawal limit is 100,000 rubles. There are several subspecies of Maestro, the limit for which is 500 thousand rubles. The bad news is that bank cards with half a million limits are no longer issued, but hundreds of thousands of such cards are in use. Therefore, when you need to withdraw the entire amount at once, it is worth checking the existing limit.
If foreign currency is used, then the limits will be different, namely:
- If the ruble limit for 1 month is 100 thousand, then the currency limit allows you to withdraw 2.5 thousand euros / 3 thousand dollars.
- If the ruble limit for a month is 500 thousand, then the currency limit is 12.5 thousand euros or 16 thousand dollars.
The cash withdrawal limit on the Maestro card at Sberbank may be different during the month, but the daily allowance is the same in all cases, they are 50 thousand rubles or 1200 euros / 1600 dollars.
It must be remembered that not a single such card can be tied to a salary package, it is not allowed to issue additional cards (only one person can use the money in the account). Therefore, cases where restrictions will interfere are extremely rare. In addition, you can withdraw an amount that exceeds the limit, but you will have to pay a commission.
Commissions when withdrawing an amount above the established limit
If the cash withdrawal limit on the Maestro card in Sberbank needs to be exceeded, this can be done by paying a commission:
- At an ATM , branches of Sberbank in your region - 0.5% of the amount to be withdrawn.
- At an ATM, Sberbank branch of any other region - 0.75%. The operation cannot be carried out in another bank. All subsidiaries of Sberbank are also considered other banks.
Cash withdrawal limit in foreign currency
Limits in dollars, euros are set by Sberbank in equivalent to the limits in rubles. The exact amounts can be found above. A currency can only be used if the type of Maestro card allows it.