Sberbank offers its customers more than 40 types of bank cards. They differ in the connected set of services, the established limit on the circulation of funds, as well as the cost of service. Each card has daily limits on cash withdrawals from ATMs and bank branches.
Limits for different types of cards
To optimize banking operations and protect the system from failures, cash withdrawal limits are provided. Thus, the ATM calculates the number of successfully served customers. Credit cards also allow you to spend money and also have restrictions.
Sberbank plastic cards are divided into the use case:
- payment (debit). Often used as salary or pension;
- credit. Money can be withdrawn in advance, and then replenish the account;
- cumulative. They have limited functionality. Used for deposit accounts.
By type of card are divided into:
- classic nominal;
- instant;
- premium. They have maximum functionality.
There are other differences between the cards, for example, by belonging to the payment system.
Daily restrictions on cash withdrawals from Sberbank cards do not apply at the box office. Cards issued by subsidiaries in Ukraine or Kazakhstan have a lower limit than their Russian counterparts.
Daily restrictions on cash withdrawals from Sberbank cards
Plastic cards have a clear system of subordination. Expensive cards are more functional, have high limits for various procedures. Because Sberbank works with different currencies, then the limit is set in them.
Daily restrictions on cash withdrawals from Sberbank cards:
- ordinary classic - up to 150 thousand rubles, 4.5 thousand euros, 6 thousand US dollars;
- gold cards - up to 300 thousand rubles, 9 thousand euros, 12 thousand US dollars;
- platinum cards - up to 1 million rubles, 20 thousand euros, 25 thousand US dollars.
The above limits apply to cards issued in Russia. Subsidiaries have their own system of restrictions, which differs from the parent company in a smaller direction. So, entry-level cards (for example, Momentum) received outside of Russia allow you to withdraw only 7.5 thousand rubles per day, or 250 US dollars.
Classic and premium cards of subsidiaries of Sberbank have higher daily thresholds: 50,000 rubles or 2,000 US dollars.
In addition to daily limits, the bank also set monthly limits:
- for ordinary cards - 5 million rubles, 150 thousand euros, 200 thousand US dollars;
- for gold cards - 10 million rubles, 0.3 million euros, 0.4 million dollars;
- for platinum cards - 50 million rubles, 1 million euros, 1.5 million US dollars.
Daily restrictions on cash withdrawals from Sberbank cards allow you to easily make non-cash payments and use all the features of Sberbank. If you have to work with large amounts, then you can have several cards.