The largest domestic bank, Sberbank, which is trusted by 80% of Russians, tries to be reliable and modern in everything. This also applies to issues of remote management of bank cards. Any procedure is performed using Sberbank Online and the Mobile Bank program. Consider payment issues: Sberbank Mobile Bank tariffs Economy and Full. Each user of this service will have to make a choice.
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Mobile Bank tariffs and their differences
The Mobile Bank service is a modern, convenient SMS service that allows owners of various Sberbank bank cards to perform a number of transactions. A mobile bank makes it possible to manage funds, receive the necessary information, and make the most popular types of payments and transfers. All of the above actions can be performed around the clock anywhere in Russia using a mobile phone.
Two packages of Mobile Banking services from Sberbank: Economy and Full are designed to provide a different set of services. But the basic functions of the packages are the same and include the following features:
- Block a bank card in case of loss.
- Request information about available bank cards.
- Register/re-register the card in the Mobile Bank system.
- Control the amount of debt on the loan.
- Pay for communication services, bills of other companies included in a special list by Sberbank.
In addition to the basic functions, there are three more items that are included only in the Full package:
- Report on each performed operation.
- Information about the history of payments, replenishments, if the card is registered in the system.
- Information about the balance of money on any card registered in the system.
The same features are available in the Economy package, but for an additional fee.
How much are the Economy and Full tariffs?
Since the functionality of the two Mobile Banking options is different, the difference in cost is also noticeable. Economy package is free. But for the opportunity to find out the balance on the card and other operations, Sberbank will charge a fee. For example, for checking the balance of funds in the account, you will have to pay 3 rubles, for a report on the history of operations - 15 rubles.
The cost of the extended package Full:
- If instant issuance cards (Maestro, Visa Electron) are registered in the system, then the cost is 30 rubles.
- If classic cards Classic, Standard are registered in the system, then 60 rubles.
- For "gold" cards (containing the word "Gold" in the name), the subscription fee is not charged.
Which tariff to choose?
How to make the right choice? If there is a desire or need to keep everything under control, then the money for the subscription fee of the Full package is justified. If paid features are not in demand or their use is extremely rare, then there is no need to overpay - the Economy option will do. And if you need to find out the balance one-time, then 3 rubles. won't be a big loss.
Sberbank allows you to change packages an unlimited number of times for free. The only inconvenience will be to figure out how you can do it yourself or go to the nearest bank branch, where a bank employee will do everything himself. Having paid, you can check the convenience of a paid package in practice.
Advantages of Mobile Banking
The main function that interests everyone is the transfer of money. This is provided for each package. Also, Sberbank took care of maximum convenience. Using the Mobile Bank, you can transfer money to another person's card, without even knowing its details. It is enough to know the phone number.
Replenishing your own phone account from your bank card is also easy. Such operations are carried out quickly, it is enough to send the appropriate command to the short number 900 of Sberbank.
Using Mobile Banking, you can:
- Pay utility bills.
- Book air tickets using the Aeroexpress service.
- Buy theater tickets, transfer money to the accounts of other companies (their list is attached to any Mobile Bank package).
Connecting the Mobile Bank using an ATM
Step 1.Step 2.Step 3.
How to connect, disconnect, change the tariff
Having a Sberbank card, you can connect, block, replace the package in the following ways:
- By visiting a bank branch .
- Using the Sberbank Online Personal Account, where you should select the "Mobile Bank" section, and then select the required function.
- By calling the Contact Center .
- Using a terminal or ATM . To do this, insert a Sberbank card into the card reader and enter the PIN code. Next, select the "Mobile Bank" section and follow the prompts.
SMS to number 900
You already know that there are such Mobile Bank tariffs as Economy and Full. Any desired operation can be performed by sending SMS to number 900. This possibility is provided for any package. If you need to change the package of the Mobile Bank, you should type its name in capital letters, and enter the last digits of the card number through a space.
Example: ECONOMY 1487.
Next, a response SMS with a confirmation code will be sent to the phone. The code should be sent back. After these simple steps, the package will be modified.
Instead of command words, you can use digital codes. To block the used Mobile Bank package, you should dial the command "BLOCK SERVICE" or another similar one, or you can enter the code "04". User reviews say that it is convenient and fast.
All details and details on Mobile Bank tariffs
Detailed information on the tariffs Economy and Full - in