Plastic cards of Sberbank of the Russian Federation MasterCard Maestro and Visa Electron offer holders standard features at a low cost. We propose to consider in more detail how Visa Electron, Maestro and MasterCard of Sberbank differ.
Content
- 1 Visa cards, MasterCard (Maestro) in Sberbank
- 2 Functional features of Visa and MasterCard systems
- 3 Possibilities of bank cards
- 4 How to transfer from a Visa card to Maestro of Sberbank
- 5 Connecting Thank You bonuses to a Sberbank card
- 6 How to get a Visa, Maestro or MasterCard bank card at Sberbank
- 7 Customer reviews about MasterCard (Maestro) and VISA cards
Visa cards, MasterCard (Maestro) in Sberbank
It must be said right away that MasterCard (Maestro) and Visa Electron are cards of the lowest level among the entire line of Sberbank cards. MasterCard and Visa are different payment systems.
Visa payment system covers:
- Platinum;
- gold;
- classic;
- electron.
The MasterCard payment system has:
- Platinum;
- gold;
- standard;
- Maestro.
Functional features of Visa and MasterCard systems
At present, according to the conditions of registration and issuance, functionality and privileges, both systems are the same. Not so long ago, these two systems could be distinguished by the principle of currency conversion during the conversion process. Now this criterion has become equal and no significant differences are noted. The most common is the Visa payment system, which is supported by almost all world services.
Possibilities of bank cards
In addition to the ability to make money transfers, pay for purchases and services, Visa and MasterCard (Maestro) plastic cards provide the following services:
- automatic payment settings;
- conducting financial transactions through Internet banking;
- sending short USSD and SMS commands to obtain the necessary information using the Mobile Bank;
- provision of round-the-clock consultations and services through Contact Center over the phone;
- linking the card to electronic wallets.
Maintenance of such cards per month costs holders 300 rubles. And the renewal is free.
How to transfer from a Visa card to Maestro of Sberbank
Funds can be transferred using the Mobile Bank, indicating only the card number. There are two equivalent versions of the mobile application, one created for iPhones and the other for Android. You can make a transfer between the cards of the two systems by sending a short SMS.
You can simplify the task and act through the Internet bank in the Sberbank Online system.
Connecting Thank You bonuses to a Sberbank card
Thank you bonus program privileges are available for both Visa and MasterCard. With each payment by card in partner stores of the bank , a pleasant bonus in the form of a good discount is provided.
How to get a Visa, Maestro or MasterCard bank card at Sberbank
You can order a MasterCard or Visa card directly at the bank branch by presenting the necessary documents. Conditions for issuing a card:
- the presence of permanent or temporary registration;
- be 14 years of age to receive a primary card and 7 years of age to obtain an additional one (parental or guardian permission required).
You should fill out the form and wait a few days until the card is made. Then you need to come to the bank branch, sign the appropriate documents and get a card. You can issue an additional card to a friend, relative, and even a child who is 7 years old.
It is possible to order a personal design. However, this feature is not available for Electron and Maestro cards.
MasterCard Standard or Visa Classic cards are suitable for making a personal design. You can order an individual design through an online application by uploading an image from the gallery or your personal photo. The cost of the service is 500 rubles, but it will take a little longer to receive it. More information about each card is on the official page of the bank .
Customer reviews about MasterCard (Maestro) and VISA cards
And yet, what is the difference between Visa Electron, Maestro and MasterCard of Sberbank? MasterCard is more reliable than Visa Electron, because you need to enter a PIN code every time you pay. In cases with an Electron card, a PIN code may only be required if there are special settings for the payment terminal at a particular distributor. And the requirement to provide a passport is completely ignored by the cashiers. As a result, this leads to the fact that an outsider can take possession of the Electron card and pay with it. And with the Maestro card, this is impossible.
You can become an Electron or Maestro cardholder if you meet the following criteria: