Visa Electron and MasterCard Momentum of Sberbank - card opportunities

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The popular Visa Electron and MasterCard Momentum cards of Sberbank are entry-level cards, but their functionality when paying for goods in stores is the same as higher-level cards. In addition, they can be issued and used for free. But there are also disadvantages - limited opportunities when using abroad and when paying for goods via the Internet. Below we will consider Visa Electron and MasterCard Momentum of Sberbank - the possibilities of cards, the subtleties of use.

Momentum cards

The speed of issuing these cards is up to 10 minutes, because the card does not contain the name and surname of the cardholder.

To obtain a Visa Electron Momentum from Sberbank, it is enough to have a passport with a registration mark, it can be any (temporary, permanent). The age of the recipient is from 14 years old, which is an additional plus, since in Russia there are only a few free offers for minors.

To become a cardholder, you must:

  1. Contact any branch of Sberbank. It is not possible to order a card online.
  2. Provide a Russian passport.
  3. Sign the UDBO agreement.
  4. Get a map.

Features of Visa Electron Momentum

Visa Electron Momentum of Sberbank allows you to:

  1. Transfer/receive money.
  2. Pay for goods at retail outlets.
  3. Pay for goods on the Internet (not all online stores accept due to the lack of a name and surname on the card).
  4. Pay for communication services, housing and communal services, Internet providers (including using Autopayment) .
  5. Participate in all promotions held by the Visa payment system and Sberbank itself. For example, connect the bonus program Thank you.

You cannot receive a salary on a Visa Electron Momentum card of Sberbank.

Features of MasterCard Momentum

This card can perform the same payment functions as Visa Electron, except for payment via the Internet. Not all online stores accept card data for payment, due to the lack of a CVV2 code on it, as well as a first and last name.

Only those stores accept card data where it is not required to enter the CVV2 code, and the cardholder is verified by entering the code received in SMS.

Visa Electron and MasterCard Momentum Sberbank - opportunities abroad

Despite the fact that they are world standard cards, their possibilities abroad are limited by the lack of a first and last name on the card. According to user reviews, some stores refused to accept payment precisely because of this. Some ATMs may also refuse issuance, so when traveling abroad, you should take a card of a higher level with you.

How to top up Momentum cards

Functionally, Visa Electron Momentum is a full-fledged Sberbank debit card.

Card replenishment methods:

  1. Replenishment at the cash desks of Sberbank.
  2. Transfer using Mobile Bank, Sberbank Online from any other card, Sberbank account.
  3. Replenishment using any terminal, Sberbank ATM. It will not be possible to use payment devices of other banks.
  4. Top up with Visa Direct.
  5. Transfer from a card, account of any other bank.

How to control the balance

You can check your Visa Electron balance if:

  1. Connect Mobile Banking .
  2. Register in the Sberbank Online Personal Account .
  3. Call support.
  4. Subscribe to the newsletter and receive a monthly statement.

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