With the help of plastic cards, you can perform various financial transactions in the shortest possible time: pay for services and goods, as well as transfer money to other persons or organizations. In order to manage your own accounts, you should have information on how to find out the balance on your Sberbank card account via the Internet, SMS.
How to find out the balance on a Sberbank card - all ways
You can find out the balance on the Sberbank card in the following ways:
- SMS to number 900 (Mobile Bank);
- mobile app;
- Sberbank Online;
- at the operator of the Contact Center ;
- at terminals/ATMs;
- at a bank branch.
Some methods require pre-activation. For example, to receive information about the card balance via SMS, you need to connect Mobile Bank . It has two tariffs, one of them is paid and provides full service, and the second is more simplified and completely free. In order to use Sberbank Online, you must first obtain an identifier with which you can register in this system.
Find out the balance by SMS to number 900
If you have one card, you need to send an SMS to number 900 with any of the following command words: BALANCE, BALANS, BALANCE, BALANCE, OSTATOK or 01.
If there are several cards, it will be necessary to clarify their number - put a space after the command and indicate the last 4 digits of the card number, which are located on the front side of the plastic.
This service is available if Sberbank Mobile Bank . The fee for using the services of this service of the Full package is 30-60 rubles, depending on the type of card. Certain cards provide free access to the service for several months.
You can use the Economy package, for which no fee is charged. But, when it is connected, it is impossible to check the balance of a Sberbank card for free. The cost of one message is 3 rubles. And when using the Full package, no fees will be charged for any requests.
Connecting Mobile Bank
You can do it yourself:
- at ATMs by opening the “Connect Mobile Banking” section;
- at a bank branch or by calling the Contact Center (give personal information and card number);
- in your personal account.
If necessary, at any time you can change the connected tariff plan by sending an SMS with its name.
The required information about the balance is sent to SMS from number 900. It will contain information about the card number and the amount of the cash balance.
USSD commands for Mobile Banking
Receiving information about the balance is also possible after sending special USSD requests. They are typed on the phone keypad and have the following format: *900*01#.
If there are several cards in use at once, it is necessary to put an asterisk after the command and indicate the last 4 digits of the card number. A hash mark is required at the end of the query. The answer from the bank comes directly to the phone screen, it is not saved to the device memory.
How to check card balance online
To find out the balance of the card through Sberbank Online (via the Internet), you need to connect to this system using a user ID and password. To do this, you need to contact a Sberbank branch or a call center employee by phone. Registration in the Personal Account of Internet Banking is described in detail in the article .
On further visits, you should open the "Login" item, in which you must specify the received identifier and the selected password. After logging into your Sberbank Online Personal Account, it becomes easy to receive information about the card balance. On the main page you can see all the current cards and accounts. Near the name of each bank card is a brief information.
Information on cards and accounts in Sberbank Online:
- validity;
- balance amount;
- amount of savings (on deposit cards);
- the value of the interest rate (if there is a loan);
- the amount of debt (on credit cards).
In order to get acquainted with more detailed information, you should click on the "All transactions" item, which is located under each card. By opening it, you can find out about the amounts of cash receipts and expenses.
- Log in - enter your username and password.
- Confirm your actions by entering a one-time password.
- On the main page, get acquainted with the data on deposits and cards.
In addition, the list of financial transactions that were made on the site (payments, transfers) is also available in the menu. Thanks to this, fraudulent actions of unauthorized persons can be avoided. Also, access is opened not only to clarify the card balance, but also to pay for services, make transfers, connect useful programs and services, set up templates, block cards, etc.
Instructions for working with Sberbank Online
Getting information about the state of the account by phone
It was discussed above how to find out the balance on a Sberbank card account via the Internet, SMS. Another common way is to call the Sberbank Contact Center . Calls can be made free of charge from international, city and mobile operators.
When calling a multi-line telephone, dial 0 and wait for a connection with the operator. You will need to provide personal information and a card number. After checking the data, the operator will report the amount of the balance. You can get the information yourself if you follow the automatic prompts. This will allow you not to waste your own time waiting for communication with the operator.
The procedure for obtaining information on prompts:
- get acquainted with the available opportunities and then dial the number 2 (information on the card);
- indicate without spaces all the numbers of the card;
- click the hash icon;
- using numbers, dial the control word that is in the contract (each letter of the alphabet corresponds to a certain number), where the total number of characters should not exceed 5;
- at the end, press the hash sign;
- in the menu, you can perform certain operations (in order to obtain information on the balance, you must press 1);
- the machine will provide the amount of the balance.
If there is no connection, this method can help out, especially when there is no ATM nearby. The control word can be specified in advance using a special table, which is located on the Sberbank website. It can be used to perform many actions using the Contact Center.
Terminals and ATMs
It's an easy way, without paying extra. It is enough to find the nearest Sberbank ATM. It is possible to use terminals that belong to other banks.
How to find out the balance on a Sberbank card account using an ATM:
- insert the card into a special receiver;
- using the keyboard, enter 4 digits of the PIN code;
- select "Request balance";
- card balance will appear on the screen;
- you can get money and print a receipt or return to the beginning.
By pressing the "Cancel" button, you can pick up the card from the device.
This article discusses all the ways to find out the balance on a Sberbank card account via the Internet, SMS, Contact Center, ATM.